finance

Pronunciation

There are two common pronunciations for "finance" in British English:

• ˈfaɪnæns (most common)

• fɪˈnænts

Here's the breakdown of the sounds by syllable for ˈfaɪnæns:

• ˈfaɪ

• ˈ: Primary stress on the first syllable

• f: voiceless labiodental fricative (like the "f" in "fire")

• aɪ: long diphthong sound (like the "i" in "fine")

• næns

• n: voiced alveolar nasal (like the "n" in "nose")

• æ: short open front vowel (like the "a" in "cat")

• ns: combination of "n" and "s" sounds at the end of the syllable

Note: In the second pronunciation (fɪˈnænts), the first vowel sound is shorter (ɪ), like the "i" in "pin".

Word Form Variations

The term "finance" has the following word form variations:

• Singular:

• Finance (default) - This is the most common form used for the concept of managing money.

• Plural:

• Finances - This refers to the financial affairs of a person, company, or organization. For example, "He needs to get his finances in order."

• Verbs:

• Finance (verb) - To provide financial backing for something. For example, "The bank will finance the new car."

• Pre-finance (verb) - To finance something in advance.

• Self-finance (verb) - To finance something oneself.

• Superfinance (verb - less common) - To provide excessive financing.

• Underfinance (verb) - To not provide enough financing.

• Adjectives:

• Financial - Of or relating to finance. For example, "financial advisor"

• Financiable (less common) - Able to be financed.

• Unfinanced - Not financed.

• Well-financed - Having ample financial resources.

• Other:

• Financials (plural noun) - Financial information or data, often referring to financial statements of a company.

Definitions, Synonyms, Antonyms

Noun:

• Finance (default): The management of money, including acquiring, budgeting, investing, and borrowing funds. (Synonyms: monetary affairs, fiscal resources)

• Finances: The financial affairs of a person, company, or organization. (Synonyms: fiscal health, monetary situation, pecuniary affairs) (Antonyms: none)

• Financials: Financial information or data, often referring to financial statements of a company like balance sheets and income statements. (Synonyms: financial records, financial reports) (Antonyms: none)

Verb:

• Finance: To provide financial backing for something. (Synonyms: fund, bankroll, underwrite) (Antonyms: defund, underwrite (deny funding))

• Pre-finance: To finance something in advance. (Synonyms: pre-fund, front-load) (Antonyms: none)

• Self-finance: To finance something oneself. (Synonyms: self-fund, bootstrap) (Antonyms: rely on external funding)

• Superfinance (less common): To provide excessive financing. (Synonyms: overfinance) (Antonyms: underfinance)

• Underfinance: To not provide enough financing. (Synonyms: inadequately finance) (Antonyms: overfinance)

Adjective:

• Financial: Of or relating to finance. (Synonyms: monetary, fiscal, pecuniary) (Antonyms: non-financial)

• Financiable (less common): Able to be financed. (Synonyms: fundable) (Antonyms: unfundable)

• Unfinanced: Not financed. (Synonyms: underfunded) (Antonyms: well-financed)

• Well-financed: Having ample financial resources. (Synonyms: financially secure, well-funded) (Antonyms: underfunded)

Adverb (not common):

• Financially: In a financial way. (This is less common and can often be replaced with a prepositional phrase like "with regards to finances" or "from a financial perspective".)

Examples of Use

Noun:

• Finance: "Her background in finance made her a perfect candidate for the investment banking position." (Newspaper article)

• Finances: "The pandemic has put a strain on many families' finances." (Online news platform)

• Financials: "Investors are closely analyzing the company's financials before making a decision." (Financial news website)

Verb:

• Finance: "The bank will finance the new solar panel installation for your home." (Company website)

• Pre-finance: "The film was pre-financed by a group of private investors." (Movie documentary)

• Self-finance: "She decided to self-finance her college education by working part-time." (Autobiography)

• Underfinance: "Critics argue that the government's education budget is underfinanced." (Newspaper editorial)

Adjective:

• Financial: "The company is facing some financial difficulties." (Business magazine)

• Financiable: "Her business idea was deemed financially viable and received funding." (TV show - business pitch)

• Unfinanced: "The construction project remains unfinanced due to a lack of investors." (Local news report)

• Well-financed: "The tech startup is well-financed and poised for rapid growth." (Social media post)

Adverb (less common):

• Financially: "The company is not financially prepared for a recession." (This usage is less common. A more natural phrasing might be: "The company is not prepared financially for a recession.") (Analyst report)

10 Famous Quotes Using the term Finance

1. "Money is a terrible master but an excellent servant." - P.T. Barnum (Highlights the role of finance as a tool to be managed)

2. "The only reason for time is so we can experience change. Money is a way to measure the change in energy and matter." - Albert Einstein (A philosophical view on the concept of finance)

3. "A budget tells us what we can't afford, but it doesn't keep us from buying it." - William Feather (Touches on the human struggle with managing finances)

4. "The stock market is a device for transferring money from the impatient to the patient." - Warren Buffett (Focuses on investment strategies within the financial world)

5. "Wall Street ends when it ends." - Joan Didion (A more cynical view of the financial world)

6. "Beware of little expenses; a small leak will sink a great ship." - Benjamin Franklin (Emphasizes the importance of managing small financial outflows)

7. "Too many people spend money they earned, to buy things they don't want, to impress people they don't like." - Will Rogers (Connects finances with consumerism and social pressures)

8. "Financial freedom is having enough money coming in passive income to cover your monthly expenses." - Robert Kiyosaki (Defines a specific financial goal)

9. "The key to financial freedom and overall well-being is a combination of a healthy attitude, hard work, and living below your means." - Naval Ravikant (Offers a holistic approach to financial health)

10. "The desire of gold is not for gold. It is for the things that gold will buy." - Berthold Auerbach (Explores the deeper motivations behind financial pursuits).

Etymology

The word "finance" originally comes from French, where it meant "payment" or "money." It likely entered English sometime in the 1400s. Back then, it was mostly used to talk about how governments managed their money. Think of it like the king's advisors figuring out how much money was coming in from taxes and how much was going out to pay soldiers and build roads.

Over time, the meaning of "finance" broadened to encompass all sorts of money matters, not just those of governments. Now it refers to the management of money in general, from how businesses make investments to how individuals budget their paychecks.

Phrases + Idioms Containing the term Finance

• The word "finance" originally comes from French, where it meant "payment" or "money." It likely entered English sometime in the 1400s. Back then, it was mostly used to talk about how governments managed their money. Think of it like the king's advisors figuring out how much money was coming in from taxes and how much was going out to pay soldiers and build roads.

  Over time, the meaning of "finance" broadened to encompass all sorts of money matters, not just those of governments. Now it refers to the management of money in general, from how businesses make investments to how individuals budget their paychecks.

Posts Related to Finance

Source Information

Definition of finance from The Academic Glossary at Self Exploration Academy, a Urikville Press Publication. © All rights reserved.